{"id":118007,"date":"2025-08-06T17:00:00","date_gmt":"2025-08-06T14:00:00","guid":{"rendered":"https:\/\/ironfx-com.wp-dev.int.theitops.net\/?p=118007"},"modified":"2025-08-05T11:36:06","modified_gmt":"2025-08-05T08:36:06","slug":"from-side-hustle-to-success-forex-traders-who-made-it","status":"publish","type":"post","link":"https:\/\/www.ironfxcn.com\/fr\/from-side-hustle-to-success-forex-traders-who-made-it\/","title":{"rendered":"From Side Hustle to Success: Forex Traders Who Made It"},"content":{"rendered":"<p class=\"translation-block\">Dans l'histoire <a href=\"https:\/\/www.ironfx.com\/fr\/markets\/forex\/\" target=\"_blank\" rel=\"noreferrer noopener\">du trading forex<\/a>, les histoires de succ\u00e8s rapide sont souvent trop belles pour \u00eatre vraies. Mais pour certains traders, en particulier ceux qui ont commenc\u00e9 avec des objectifs modestes, le succ\u00e8s est devenu r\u00e9el. Une histoire qui se distingue est celle de Bill Lipschutz, qui a transform\u00e9 une activit\u00e9 secondaire en une carri\u00e8re de plusieurs millions de dollars.<\/p>\n\n\n\n<p>Bill Lipschutz est n\u00e9 en 1956 \u00e0 Farmingdale, New York. Il a bien r\u00e9ussi \u00e0 l'\u00e9cole et a obtenu son dipl\u00f4me du programme d'architecture de Cornell, tout en d\u00e9crochant \u00e9galement un MBA en finance \u00e0 la business school de Cornell. Bien qu'il ait eu une passion pour l'architecture, il ne pouvait pas supporter le temps n\u00e9cessaire avant de pouvoir travailler sur de vrais projets.<\/p>\n\n\n\n<p>\u00c0 l'\u00e9cole, Bill a pratiqu\u00e9 le trading hypoth\u00e9tique sur papier dans une classe o\u00f9 chaque \u00e9tudiant commen\u00e7ait avec 100 000 $. \u00c0 la fin du cours, il avait fait passer cette somme \u00e0 29 millions de dollars, m\u00eame s'il n'y avait pas de limites sur l'effet de levier.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-starting-small\"><strong>Commencer petit<\/strong><\/h2>\n\n\n\n<p>Bill Lipschutz didn\u2019t plan to become one of the world\u2019s top currency traders. While studying at Cornell University, he inherited $12,000 worth of stocks when his grandmother passed away. <\/p>\n\n\n\n<p>The portfolio wasn\u2019t simple, it included many <a href=\"https:\/\/www.ironfx.com\/fr\/markets\/shares\/\" target=\"_blank\" rel=\"noreferrer noopener\">different stocks<\/a>, which were held in many different places. The effort of selling these stocks, along with his earlier success in paper trading, most likely motivated him to start trading with real money.<\/p>\n\n\n\n<p>While at Cornell, he started trading using the $12,000 he inherited. He spent a lot of time <a href=\"https:\/\/www.ironfx.com\/fr\/markets\/\" target=\"_blank\" rel=\"noreferrer noopener\">researching the markets<\/a>, which became a core part of his trading approach. Research came naturally to Bill. He finished his MBA in 1982, before the internet, so research meant long hours in the library. In comparison, today\u2019s trading research is so much easier.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"825\" height=\"344\" src=\"\/wp-content\/uploads\/2025\/08\/forex-traders-trading-broker.jpg\" alt=\"Two people engaged in stock trading, observing market data displayed on a computer screen with concentration.\" class=\"wp-image-118018\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-big-loss\"><strong>The big loss<\/strong><\/h2>\n\n\n\n<p class=\"translation-block\">En quatre ans \u00e0 l'universit\u00e9, Bill a transform\u00e9 son h\u00e9ritage de 12 000 $ en 250 000 $. Il partage cette histoire dans le livre <em>The New Market Wizards: Conversations with America\u2019s Top Traders<\/em>. Lorsqu'on lui demande ce qu'il est advenu de ces 250 000 $, Lipschutz fait r\u00e9f\u00e9rence \u00e0 la \u00ab r\u00e9version de Granville \u00bb en septembre 1982.<\/p>\n\n\n\n<p>Le conseil du c\u00e9l\u00e8bre conseiller de march\u00e9 Joe Granville \u00e0 ses lecteurs allait \u00e0 l'encontre de sa position longue, et il a perdu presque la totalit\u00e9 de son compte en moins d'une semaine lorsque de nombreuses personnes se sont positionn\u00e9es contre lui. Malgr\u00e9 cette perte, Bill n'a pas perdu confiance. Il a consid\u00e9r\u00e9 cela comme \u00ab une erreur majeure \u00bb, est rest\u00e9 concentr\u00e9, a continu\u00e9 \u00e0 s'am\u00e9liorer et a finalement obtenu un emploi chez Salomon Brothers.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-joining-the-right-broker\"><strong>Joining the right broker<\/strong><\/h2>\n\n\n\n<p>La prochaine opportunit\u00e9 de Bill est survenue lorsqu'il a rejoint Salomon Brothers, l'une des banques d'investissement les plus prestigieuses de l'\u00e9poque. C'est l\u00e0 que Bill a vraiment \u00e9tabli son h\u00e9ritage. Pendant son passage chez Salomon Brothers, il aurait g\u00e9n\u00e9r\u00e9 pour l'entreprise 300 millions de dollars en une seule ann\u00e9e uniquement gr\u00e2ce au trading forex.<\/p>\n\n\n\n<p>Salomon Brothers had an insular culture, known for developing its own traders and <a href=\"https:\/\/www.ironfx.com\/ironfx-trading-school\/\" target=\"_blank\" rel=\"noreferrer noopener\">teaching them how to succeed<\/a>. This approach applied to creating a foreign exchange department. While most companies would have hired a seasoned currency trader to lead such an effort, Salomon took a different route. They appointed a senior person from their bond arbitrage department to head the new FX department, even though he had no prior experience in FX.<\/p>\n\n\n\n<p>C'\u00e9tait une grande opportunit\u00e9 pour Lipschutz. Cela lui a donn\u00e9 la chance de se faire remarquer dans un d\u00e9partement nouvellement cr\u00e9\u00e9, ax\u00e9 sur un march\u00e9 qu'il connaissait d\u00e9j\u00e0 bien. Bill \u00e9tait \u00e9galement la seule personne chez Salomon \u00e0 avoir de l'exp\u00e9rience en options, un domaine qui commen\u00e7ait tout juste \u00e0 \u00eatre largement reconnu dans le monde du trading.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-lipschutz-going-independent\"><strong>Lipschutz devenant ind\u00e9pendant<\/strong><\/h2>\n\n\n\n<p>En 1990, Bill a quitt\u00e9 Salomon Brothers, o\u00f9 son dernier poste \u00e9tait responsable du Global FX Options Group et du NY FX Trading Desk. Comme mentionn\u00e9 pr\u00e9c\u00e9demment, il aurait g\u00e9n\u00e9r\u00e9 plus de 300 millions de dollars la plupart des ann\u00e9es pour Salomon Brothers. Apr\u00e8s s'\u00eatre \u00e9loign\u00e9 du trading pendant un court laps de temps, il est revenu sur les march\u00e9s en 1995 avec sa propre soci\u00e9t\u00e9, Hathersage Capital Management.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bill-lipschutz-s-trading-strategy\"><strong>Bill Lipschutz\u2019s trading strategy<\/strong><\/h2>\n\n\n\n<p class=\"translation-block\">The key focus of <a href=\"http:\/\/ironfx.com\/ironfx-trading-school\/forex-strategy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lipschutz\u2019s trading strategy<\/a> is the management of the risk-reward ratio for each trade. He believes that the management of this aspect of trading can determine the success or failure of a trading system. In his opinion, the ideal risk-reward ratio is 3:1, which means that investors should focus on making $3 worth of profit for every $1 of risk. The core principles of his trading strategy include:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-trade-judgement\"><strong>1. Trade judgement<\/strong><\/h3>\n\n\n\n<p>Lipschutz souligne l'importance d'\u00e9valuer les probabilit\u00e9s de succ\u00e8s ou d'\u00e9chec avant d'entrer dans une op\u00e9ration. Une op\u00e9ration \u00e0 haute r\u00e9compense avec une forte probabilit\u00e9 de perte est souvent pire qu'une op\u00e9ration \u00e0 faible risque avec une forte probabilit\u00e9 de profit. Ainsi, Lipschutz incite les traders \u00e0 se concentrer sur l'\u00e9valuation du r\u00e9sultat probable d'une configuration de trade.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-position-sizing\"><strong>2. Position sizing<\/strong><\/h3>\n\n\n\n<p>Lipschutz stresses that trade size is also a key part of any trading plan. It helps <a href=\"https:\/\/www.ironfx.com\/en\/strategies-for-managing-losses-in-trading\/\" target=\"_blank\" rel=\"noreferrer noopener\">traders manage their risk<\/a> and stick to their chosen risk-reward ratio. For example, if a trader has capital of $100,000 and a daily loss limit of $2,000, and they find a trading opportunity with a risk-reward of $1,000 risk to $3,000 reward per lot, they can enter into it with 2 lots and still stay within their risk limit.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"825\" height=\"344\" src=\"\/wp-content\/uploads\/2025\/08\/forex-traders-trading-broker-platform.jpg\" alt=\"Two individuals analyzing a computer screen displaying multiple trading interfaces and data charts.\" class=\"wp-image-118019\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-stop-loss-and-take-profit-limits\"><strong>3. Stop-loss and take-profit limits<\/strong><\/h3>\n\n\n\n<p>A trader needs to set clear stop-loss and take-profit levels before entering a trade. This would help them stay disciplined and stick to their strategy, regardless of the trade\u2019s outcome. These predefined limits also help traders avoid emotional decision-making, which is often where traders make costly mistakes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bill-lipschutz-s-advice-for-beginners\"><strong>Bill Lipschutz\u2019s advice for beginners<\/strong><\/h2>\n\n\n\n<p>Lipschutz est pr\u00e9sent\u00e9 dans plusieurs livres de trading bien connus, notamment \u00ab The Mind of a Trader: Lessons in Trading Strategy from The World\u2019s Leading Traders \u00bb d'Alpesh B. Patel et \u00ab The New Market Wizards: Conversations with America\u2019s Top Traders \u00bb de Jack D. Schwager. Dans ces livres, il partage des conseils pr\u00e9cieux pour ceux qui d\u00e9butent dans le trading, tels que :<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-never-underestimate-time-as-a-risk-factor\"><strong>1. Never underestimate time as a risk factor<\/strong><\/h3>\n\n\n\n<p>Bill Lipschutz conseille : \u00ab Si la plupart des traders apprenaient \u00e0 rester les mains tranquilles 50 % du temps, ils gagneraient beaucoup plus d'argent. \u00bb<\/p>\n\n\n\n<p>When you enter a new trade, it\u2019s not just your money at risk, but also the time and attention that goes into monitoring it. So any trade with a longer time horizon carries greater opportunity costs, both in terms of the capital tied up and the attention it demands. <\/p>\n\n\n\n<p>This makes it harder to manage multiple trades at once. So, a clear interpretation of this advice is to focus on one trade at a time and weigh all the costs related to it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-absorb-the-pain-that-comes-with-the-losses\"><strong>2. Absorb the pain that comes with the losses<\/strong><\/h3>\n\n\n\n<p>According to Lipschutz, most traders experience beginner\u2019s luck early on, but most give up when the losses start piling up. This is where most trading careers end. His advice to newcomers is to feel the pain of losses without letting it overwhelm you emotionally. <\/p>\n\n\n\n<p>The reason for this is to avoid becoming numb to it. A mind that is numb to pain from financial losses tends to take bigger, reckless risks.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"825\" height=\"344\" src=\"\/wp-content\/uploads\/2025\/08\/forex-traders-trading-broker-platforms.gif\" alt=\" Un homme et une femme observent un \u00e9cran affichant un indicateur, en train de discuter de son contenu.\" class=\"wp-image-118020\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-never-underestimate-externalities\"><strong>3. Never underestimate externalities<\/strong><\/h3>\n\n\n\n<p>One of the biggest mistakes traders make is ignoring the million factors that can impact the outcome of a trade. External forces, like market sentiment and news events, can easily make or break a trading system. <\/p>\n\n\n\n<p>That&#8217;s why it\u2019s essential to account for these factors in your strategy. For example, a trader who relies on <a href=\"https:\/\/www.ironfx.com\/fr\/fundamental-analysis-ironfx\/\" target=\"_blank\" rel=\"noreferrer noopener\">analyse fondamentale<\/a> might still use <a href=\"https:\/\/www.ironfx.com\/fr\/technical-analysis\/\" target=\"_blank\" rel=\"noreferrer noopener\">analyse technique<\/a>. It might not be their main technique, but there\u2019s no harm in using it.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-make-trading-your-passion\"><strong>4. Make trading your passion<\/strong><\/h3>\n\n\n\n<p>Lorsque le trading devient votre passion, vous consacrez plus de temps et d'\u00e9nergie \u00e0 apprendre le syst\u00e8me qui peut am\u00e9liorer vos performances en trading.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-overconfidence-is-your-biggest-enemy\"><strong>5. Overconfidence is your biggest enemy<\/strong><\/h3>\n\n\n\n<p>Lipschutz often reflects on his own journey &#8211; from rags to riches and back again &#8211; as proof that Forex trading has the potential to change your life in either direction. <\/p>\n\n\n\n<p>The outcome depends entirely on your actions. He stresses that overconfidence is one of the most dangerous traits a trader can have as it can lead to reckless decisions. In contrast, consistent discipline forms the foundation for long-term success.<\/p>\n\n\n\n<p class=\"translation-block\"><strong><em>Avertissement :<\/em><\/strong><br><em>Ces informations ne sont pas consid\u00e9r\u00e9es comme un conseil en investissement ou une recommandation d'investissement, mais plut\u00f4t comme une communication marketing.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>In the history of forex trading, stories of rapid&#8230;<\/p>\n<div class=\"article-readMore\"> <a class=\"more-link\" href=\"https:\/\/www.ironfxcn.com\/fr\/from-side-hustle-to-success-forex-traders-who-made-it\/\">Lira la suite <span class=\"screen-reader-text\">From Side Hustle to Success: Forex Traders Who Made It<\/span><\/a><\/div>","protected":false},"author":15,"featured_media":118016,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_daim_seo_power":"","_daim_enable_ail":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-118007","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","blog-category-education-academy","blog-category-metals","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>From Side Hustle to Success: Forex Traders Who Made It<\/title>\n<meta name=\"description\" content=\"From $12,000 to millions\u2014Bill Lipschutz proves how focus, strategy and passion can win big in forex trading.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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